Payment Plans • Installments • Budget Options

Payment Plans – How Installments Work with Absolute Repair LLC

Absolute Repair LLC offers limited, case-by-case payment plans for certain approved projects in Greensburg and Westmoreland County, PA. These plans are designed to help qualified customers spread out the cost of larger jobs while still keeping everything based on AI photo estimates, a written scope of work, and clear paperwork.

Payment plans are not guaranteed, not automatic, and not loans from a bank. They are simple, written agreements that divide what you owe on an approved estimate into multiple scheduled payments. We do not use flat-fee menus or hourly blocks. Every plan is based on your AI-assisted written estimate for your real home.

  • No flat-fee “pay later” gimmicks – plans are tied to real estimates.
  • No hourly “time-block” packages – work is tied to a written scope, not hours.
  • AI photo estimates set the baseline for your total project cost.
  • Payment plan approval is case-by-case, with written terms for each plan.

Important: This page is a general explanation. Your signed Payment Plan Agreement and written estimate will always control the exact terms for your job.

Who Can Qualify for a Payment Plan?

Payment plans are meant for established customers with a good track record and larger projects. To protect both sides, we use simple qualification rules:

  • You must typically have had at least three (3) completed, paid services with Absolute Repair LLC at your home or property address before being considered for a plan (unless we make an exception in writing).
  • Your account must be in good standing – no unpaid balances, no repeated no-shows or last-minute cancellations.
  • The project total must usually be large enough to make a payment plan reasonable.
  • We must believe, in good faith, that the plan is realistic for both you and us.

Not everyone will qualify, and we reserve the right to say “no” to any payment plan request if we believe it would not be responsible or fair.

How Payment Plans Are Created (Step by Step)

We use the same core method we use for every job: AI photo estimates and written paperwork. Payment plans simply change how your approved total is collected.

  1. Step 1 – You send photos & details.
    You text us photos of the areas needing work, along with your name, address, and what you want done.
  2. Step 2 – We create an AI-assisted written estimate.
    We review your photos using AI tools plus real experience and send a written estimate with scope and a projected cost or cost range.
  3. Step 3 – You request a payment plan for that estimate.
    You let us know you’d like to split that total into installments instead of paying everything at once.
  4. Step 4 – We design a plan with deposits and dates.
    If approved, we create a simple Payment Plan Agreement that shows: the total owed, the upfront amount, and each installment amount and due date.
  5. Step 5 – You sign the Payment Plan Agreement & pay the upfront amount.
    Once signed and the upfront payment is made, we schedule and perform the work as agreed.

The payment plan does not change the scope of your job by itself – the scope still comes from your AI-photo-based estimate. The plan only changes how you pay for that work.

Upfront Amount & Typical Payment Structures

We keep things simple: for **payment plans**, there is almost always a meaningful upfront payment. This protects both of us and shows that the project is serious.

Depending on your history and the job size, a payment plan might look like:

  • Example – 3-Payment Plan: 50% upfront, then 25% + 25% on set dates.
  • Example – 4-Payment Plan: 40% upfront, then three 20% installments.
  • Example – Short Split: Larger upfront amount, one smaller final payment at or near completion.

The exact percentages and due dates are written into your Payment Plan Agreement. For some jobs, we may use a different structure that better matches your situation and our risk.

Non-Binding Example Payment Plans

These are examples only to help you see how a plan might look. Your actual plan will have its own written breakdown if approved.

  • Example A – $500 Project (3 Payments)
    • $250 upfront when you sign the Payment Plan Agreement • $125 on the first due date • $125 on the second due date
  • Example B – $1,000 Project (4 Payments)
    • $400 upfront • $200 after agreed milestone or date • $200 on the next date • $200 on the final date
  • Example C – $1,500 Project (3 Payments)
    • $750 upfront • $375 at an agreed midpoint • $375 near or at substantial completion

Again, these are just examples. We will always send you a job-specific plan in writing first, and you are never locked into a payment plan until you sign and pay the initial amount.

How You Make Your Payments

Our primary online payment method is Cash App. Each payment you send should clearly state what it is for, so we can apply it correctly to your plan.

  • Cash App Tag: $Handymanpa
  • Include: your name, service address, and “Payment Plan Installment” plus your job/plan ID in the note.
  • We may provide reminders as a courtesy, but it is your responsibility to pay by the dates listed.
MAKE A PAYMENT – Cash App $Handymanpa

If you need a written receipt or updated balance statement, you can request one at any time by text or email.

Late or Missed Payments

If a payment is late or missed, we need to protect the time and work already invested in your project. We handle late payments according to your written Payment Plan Agreement, which may include:

  • Pausing work until payments are brought current
  • Rescheduling or delaying future phases of work
  • Charging a reasonable late fee if listed in your signed agreement and permitted by law
  • Ending the payment plan and making the remaining balance immediately due if there is serious or repeated non-payment

If you see that you will have trouble making a payment, it is always better to contact us before the due date so we can discuss options. We cannot promise changes, but communication always helps.

What Payment Plans Do NOT Do

To keep everything honest and clear, our payment plans do not:

  • Do not turn us into a bank, lender, or credit card company.
  • Do not change or expand the scope of your job by themselves.
  • Do not guarantee future work beyond what is in your written estimate and agreement.
  • Do not remove your responsibility to pay in full for work completed.
  • Do not give anyone unlimited time to pay without consequences for non-payment.

We simply use payment plans to split up your approved total into pieces that may be easier to manage, while still respecting the work and time that go into your project.

How Payment Plans Connect to Refund, Cancellation & Warranty Policies

Payment plans are only one piece of your overall agreement with Absolute Repair LLC. Your job is also covered by:

  • Our Refund & Cancellation Policy (how deposits and cancellations are handled)
  • Our Warranty Policy (what workmanship is covered and what is not)
  • Our Terms & Conditions and any job-specific notes in your estimate

Your Payment Plan Agreement will not replace those policies; it will work alongside them. Always review your estimate and all attached policy pages so you understand the full picture.

Interested in a Payment Plan?

If you are an existing customer with a good history and you have a project you’d like to split into installments, start by sending photos of your project and asking about payment plan options. We’ll use AI photo estimates, clear written paperwork, and honest communication to see if a plan makes sense for your situation.

Phone / Text: 878-786-0091 • Service Area: Greensburg, PA & Westmoreland County